Financing Frequently Asked Questions (FAQ)
This page will address some of the most common questions we receive from DASHUB members that are interested in obtaining financing for the purchase of an automobile, warranty, or down payment on a traditional loan.
How do I qualify?
To qualify fill out one of our secure online applications. There are two. If you’re interested in financing the purchase of a clean-title vehicle click here. If you’re interested in a financing the purchase of a salvage-title vehicle click here. If you’re not familiar with the term "salvage title" then start with the application for the clean title.
What credit score do I need?
What kind of interest rates can I expect?
How much can I borrow?
How long does it take to get results?
How long after I'm accepted do I receive the funds?
How many offers will I receive?
How do I accept the offer?
Someone from our team will reach out to you and discuss your options and help guide you through the process. Keep in mind, this might be one of our auto broker partners. In some cases, you will receive an email with a variety of offers. If you see an offer you'd like to accept, click the button in the email and it will take you to that lender's website. Follow the on-screen instructions. In other cases, the offer will be presented and worked over the phone.
What DASHUB vehicles qualify for financing?
What will my monthly payment be?
When is the first payment due?
Can I use my own bank?
Of course! If you already have a loan lined up, you're ready to buy from DASHUB. Perhaps you were approved for a loan through your bank, but they want a down payment. We offer loans with no down payments, which can be used to purchase the vehicle or to pay for the down payment on a traditional loan.
Many of the answers and claims on this page assume you’ve filled out an application and have been approved for a credit offer. Not all applicants will be approved. Approval is based on credit. Some loans offers take into consideration credit and vehicle details. The details of your loan will be outlined in a contract and nothing on dashub.com can supercede the terms of your loan agreement. Additional terms and conditions apply. Please contact us for more details.