Financing Frequently Asked Questions (FAQ)

This page will address some of the most common questions we receive from DASHUB members that are interested in obtaining financing for the purchase of an automobile, warranty, or down payment on a traditional loan.

How do I qualify?

To qualify fill out one of our secure online applications. There are two. If you’re interested in financing the purchase of a clean-title vehicle click here. If you’re interested in a financing the purchase of a salvage-title vehicle click here. If you’re not familiar with the term "salvage title" then start with the application for the clean title.

What credit score do I need?

All credit profiles are considered, it's a risk-free application process, and there is no obligation to buy.

What kind of interest rates can I expect?

The interest rate is based on the applicant's credit history, amount requested, the vehicle, and is specific to each applicant. We've seen rates as low as 3.29%.

How much can I borrow?

In some of our programs, you will specify an amount you'd like to finance. In other programs, the loan value is up to 100% of the NADA clean retail value of the vehicle.

How much is the down payment?

Down payment requirements start as low as $0.

How long does it take to get results?

A few minutes after submitting the online form. You will receive preliminary results in an email so make sure you use a preferred email address that you have access to. We will also need to call you, so be sure to include a phone number that you can be reached at.

How long after I'm accepted do I receive the funds?

Some deals are approved same day; others can take up to 48 hours or longer.

How many offers will I receive?

It depends. In some cases, you will receive a number of options to review. In others, you may only be presented with the best offer.

How do I accept the offer?

Someone from our team will reach out to you and discuss your options and help guide you through the process. Keep in mind, this might be one of our auto broker partners. In some cases, you will receive an email with a variety of offers. If you see an offer you'd like to accept, click the button in the email and it will take you to that lender's website. Follow the on-screen instructions. In other cases, the offer will be presented and worked over the phone.

What DASHUB vehicles qualify for financing?

All of them! It is possible to finance any of the vehicles on our site, but the vehicle you select may impact the terms of certain loan programs. If this is the case, you will be advised of this by our financing team.

How long are the terms?

Typically, term options range anywhere from 6 months up to 72 months.

What will my monthly payment be?

This is determined via calculation. Our financing team will be able to walk you through all of that. In general, it's the loan amount plus interest, divided by the number of months in your term.

When is the first payment due?

The due date of your first payment depends on the lender you select and the payment frequency you select.

Can I use my own bank?

Of course! If you already have a loan lined up, you're ready to buy from DASHUB. Perhaps you were approved for a loan through your bank, but they want a down payment. We offer loans with no down payments, which can be used to purchase the vehicle or to pay for the down payment on a traditional loan.

What if I have poor or bad credit?

All credit profiles will be considered. Fill out the secure online form and get started. You will receive results within a few minutes..

Many of the answers and claims on this page assume you’ve filled out an application and have been approved for a credit offer. Not all applicants will be approved. Approval is based on credit. Some loans offers take into consideration credit and vehicle details. The details of your loan will be outlined in a contract and nothing on dashub.com can supercede the terms of your loan agreement. Additional terms and conditions apply. Please contact us for more details.