Financing Frequently Asked Questions (FAQ)

This page will address some of the most common questions we receive from DASHUB members that are interested in obtaining financing for the purchase of an automobile, warranty, or down payment on a traditional loan.

How do I qualify?

We offer a secure online application here. It only takes a few moments to fill out, and you get results in your inbox within minutes. If you would like a preview of the application, click here.

What credit score do I need?

All credit profiles are considered. This does not guarantee your offer will be accepted, but no credit score guidelines are offered.

What kind of interest rates can I expect?

The interest rate is based on the applicant's credit history, amount requested, and is specific to each applicant. There is no obligation to take the loan, if approved, so the best way to see the rates is to fill out an application. To provide an example, we've seen loan offers as low as 6% and as high as 21%.

How much can I borrow?

You can request any amount between $1,000 and $40,000.

How much is the down payment?

$0. There are no down payments with our loan program.

How long does it take to get results?

A few minutes after submitting the online form. You will receive the results in an email, so make sure you use a preferred email address that you have access to.

How long after I'm accepted do I receive the funds?

Within 48 hours, typically. The 48 hours is started upon the approval of your loan and after all of the required documents have been received.

How many offers will I receive?

We've partnered with lenders all over the United States. Minutes after you've submitted your application, you will receive one email containing numerous offers in your inbox. The exact number depends on the applicant, but it if safe to assume that you will have a number of offers to choose from (if your application is approved).

How do I accept the offer?

Someone from our team will reach out to you and discuss your options and help guide you through the process. You will receive an email with a variety of offers. If you see an offer you'd like to accept, click the button in the email and it will take you to that lender's website. Follow the on-screen instructions.

What DASHUB vehicles qualify for financing?

All of them! You may purchase any vehicle on DASHUB with your financed funds. Not just that, you can use the funds for the vehicle deposit, inspection report, transportation, or the warranty. If you have another loan lined up that requires a down payment, you can even use these funds to pay for that down payment.

How long are the terms?

Term lengths are offered based on approved credit, but you can typically expect term options ranging from 6 months to 60 months (5 years).

What will my monthly payment be?

This is determined via calculation. Our financing team will be able to walk you through all of that. But in general, it's the loan amount plus interest, divided by the number of months in your term.

When is the first payment due?

The due date of your first payment depends on the lender you select and the payment frequency you select. One thing we can say is that there is no down payment required with this loan program.

Can I use my own bank?

Of course! If you already have a loan lined up, you're ready to buy from DASHUB. Perhaps you were approved for a loan through your bank, but they want a down payment. We offer loans with no down payments, which can be used to purchase the vehicle or to pay for the down payment on a traditional loan.

What if I have poor or bad credit?

All credit profiles will be considered. Fill out the secure online form and get started. You will receive results within a few minutes.